Five Steps to Romantic Money Management
By Dr. Audrey Reed
Without honor, respect, and appreciation, romance
soon fades into the sunset. Appreciate where
you are today. It's the starting point for building
your future together in love, work, and finance.
Document it, understand it and plan for it to
grow. Since I work with finances, my husband
and I began a practice of romantic money management
While we began this practice around our finances,
it has expanded now to include love, work, and
life in general, except the day of and the day
after bill paying, then it is exclusively about
abundance, prosperity and appreciation for the
responsibility each of us have in the process.
Like everything that is really fabulous in life,
Romantic Money Management takes practice. It's
like a muscle that needs strengthening.
Start each day by appreciating who you and who
your partner is. My husband and I sit together
each morning before we begin our day with our
protein shakes in the morning before we run out
One of us starts and says:
What I appreciate about myself is ___________.
What I appreciate about you is ________________.
Then, it's the other one’s turn....
We take three turns each. Take ownership of your
role and honor the role of your partner and appreciate
yourself and your partner for this.
Leave notes on the pillow for the evening: love
notes, notes of appreciation and adoration. This
works especially well, if you are in a huff,
want to make up, and the old ego has a hold of
your brain, I write all the things I would say
if I weren't mad. It opens up the loving and
soothes the hurt for each other. When pillow
talk becomes a habit, the mere appearance of
an envelope will bring a smile. Build a tradition
of supporting, encouraging, and promoting your
Consider whatever you are doing together romantic.
Choose something you both want (either for
the house, a vacation, etc) and start a savings
fund. In Money Toolbox, we use a cookie jar.
Put a percentage of money from paychecks, change
collected from your pocket, etc. in the cookie
jar together and watch the savings and your
love grow. Set common goals and save for them
together and appreciate your progress.
Give life to your appreciation with celebrations.
Normally we think about celebrations as being
costly. Celebrate everything and in the simplest
of ways, kissing - hugging - acknowledgments
- dancing to your favorite song, just taking
the time to listen to music together, holding
hands and watching TV, walking together admiring
all the gifts of the planet. Breathe in the romance
of the moment. YUMMY! Celebrate your successes
and your failures. Successes are easy but remember
that failures are indicators of a willingness
to reach beyond yourself and grow.
Dr. Audrey Reed is the author of “Money Toolbox for Women.” She
has more than 30 years of business experience in corporate organizational management
and entrepreneurial sales/marketing. She has been the Founder of Works In Progress,
Inc. for the past seven years. Visit her website at: www.moneytoolboxforwomen.com